Mis-sold PCP Claims
Historic agreements found in under 2 minutes
400,000+ customers helped
100% No Win No Fee* guarantee
Could you be owed money?
You could have a finance claim if any of these apply to you.
Commissions
Was commission hidden from you?
Interest rates
Were rates changed without warning?
Fees & charges
Fees & charges weren’t explained to you.
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
WE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
Get started for FREE now
You could be owed up to £5,492.10*
100% No Win No Fee* guarantee
400,000+ customers helped
Good to Know
Our No Win No Fee Promise
Where No Win, No Fee1 is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
About Your Choices
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
FAQS
You might be eligible for a PCP car finance claim if:
- Brokers or lenders used Discretionary Commission Arrangements (DCA on car finance) to inflate your interest rates for higher commissions.
- You were charged more than necessary due to inflated interest rates.
- The terms of your agreement weren’t explained properly, leaving you unclear about ownership or repayment details.
- The lender didn’t check whether you could afford the agreement.
If any of these sound familiar, use our car finance claims check to start your claim.
You might have a mis sold car finance agreement if:
- Your interest rate was higher than necessary.
- The dealer or broker earned a commission they didn’t disclose to you.
- The terms of your agreement were unclear or misleading.
Our PCP claims checker can quickly confirm if you’re eligible for a refund.
We handle claims against major UK lenders. Check our PCP experts reviews for feedback from customers who successfully reclaimed money from Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd (London Branch), BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, Startline Motor Finance Ltd, and many more.
If your agreement was with one of these lenders or others not listed, you may still be eligible for compensation. Our PCP claim services can help you get started.
Yes. If your lender has stopped trading, you can still claim against the dealer or broker who arranged your agreement. Reach out to our PCP experts, and we’ll guide you through starting your mis sold car finance refund.
Check Your Eligibility
Get started for free now
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
With our "no win, no fee" policy, you can pursue your claim risk-free. If we don't win, you don't pay. Your satisfaction is our priority—let us help you reclaim what is rightfully yours.
Benson Goldstein Ltd, Registered in England and Wales.
Company Registration Number: 14417365.
Registered Office: 3rd Floor 86-90 Paul Street, London, England, EC2A 4NE.
Authorised and Regulated by the Solicitors Regulation Authority.
SRA Number: 8003245. ICO Number: ZB408776
You can make a claim on your own by contacting your car dealer or finance provider, and there’s no cost to do so. If they don’t resolve your complaint, you have the right to take it to the Financial Ombudsman Service for free. If we refer your enquiry to a solicitor or third party, we may receive a referral fee — this will not reduce the amount of compensation you could receive.